SOURCE AI_Liability_into_Insurable_Capital.png
MD5 c61ec7ad · made 2026-07-14 · NotebookLM infographic · OCR tesseract 5.5.1

The Decidable Al Claims File: Turning Al Liability into Insurable Capital

PROBLEM: THE DECIDABILITY GAP

SOLUTION: THE 5-PANEL FORENSIC EXHIBIT
(UNDECIDABLE RISK & EXCLUSIONS)

(DECIDABLE RECEIPT & INSURABLE CAPITAL)

© Good is Undecidable;
"Lane" is Decidable Every agent action produces a signed, tamper-proof
| 7 5-panel exhibit: Intent, Reality, Delto,
Rice's Theorem proves output TS ese intaremneHe efile,
quality is undecidable, but
“staying in lane” is a
checkable, 60-second
deterministic fact.

| The Deterministic "Flight Recorder"
|

ABSOLUTE Al
EXCLUSIONS

!

0 e 2 ) COST TO iF

© Separation of Perils

$50M EXPOSURE

\
(E&0 vs. Cyber). ThetaDriven Decidable Check vs. Traditional Vibe-based Assessment |
ABSOLUTE Al . :
a Teale Non-malicious agent drift is a priceable Feature Traditional Al Assessment —_ThetaDriven Decidable Check A $100K Governance Harness covers the first 5,000 agents,
E&0 tisk; deliberate adversarial evasion (Vibe-based) (Decidable) providing the actuarial signal needed to deploy at scale.
= = Isa Palate voor towel event, Verification LLM “Grading” (ss,  Czip-NCD Over Reef a
Method (Probabilistic) (YJ (Deterministic) 6
~o Zero-Exfiltration Security. ; Weeks of @ 60-90 Second = 9
y. Audit Speed i a Copy | B90 See 3 The T.J. Hooper Standard of Care.
The system is a local binary running inside the user's oar Once a decidable receipt exists, failing t it
; : 0 -based R bi pt exists, failing to use i
VPC; no data ever leaves the network. Legal Standing shines” ody aS Se cntical eeeret et becomes a legal negligence risk for fiduciaries.
. d

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