Enforce the standard of care. Keep 90%.
Whether an AI's behavior will be “safe” is mathematically undecidable — Rice's theorem, not an opinion. Undecidable means unpriceable; unpriceable means no underwriter can touch it. The agent-year license is the unit that makes the risk decidable, priceable, and transferable. You place that unit. You keep ninety percent.
Why the broker holds the margin
An open standard has no lock-in — which is exactly why it can become the standard. The friction was never the code; it was getting a Fortune 500 to adopt a standard of care before their own incident forces it. That is enforcement, and enforcement is a relationship business. The broker who walks a CRO to the receipt, who frames the uninsurable exposure in their own terms, who is there when Marsh asks why the gap is still open — that broker earned the ninety. We keep ten to run the neutral ruler, because the measurement can never be owned by the people selling the policy.
What “Authorized” means to procurement
Anyone can buy an agent-year direct from the source for a small deployment. But a Fortune 500 procurement team will not buy compliance infrastructure from an anonymous grey market. Authorized Broker status is the answer: a named, sanctioned enforcer they can put on a vendor form. It validates the 90/10 model up the chain — they are buying through an authorized enforcer of the standard, not a random reseller.
Become an Authorized Broker
The upside is the enterprise relationship. For the largest accounts — the Marshes, the reinsurers — this is the conversation to have directly. Email with the accounts you can enforce against.
Apply to enforce →The exposure you enforce against: /accumulation · the unit itself: /agent-year · run the proof: npx thetacog-mcp attest-demo · the measurement, open: github.com/wiber/thetacog-mcp